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Putting home ownership within reach for ministry workers

Hopeful home-ownership solutions for a seemingly hopeless situation

With the banks’ one-size-fits-all approach to lending and ministry workers tending to earn lower salaries, many good and faithful servants are locked out of the housing market. Not only that, but those thinking about joining ministry are starting to look elsewhere, alongside many ministers retiring with no housing certainty.  It’s hard to hope in times like this. But we’re here to help with our innovative home-ownership solutions:

Enabler home loan
10
%
Minimum deposit
  • Comparable rates.
  • Compassionate loans that account for all income streams, including housing allowances.
Rental property assist
20
%
Minimum deposit
  • For those wanting to stay in the church manse or are unable to purchase in the area they live in.
Co-ownership
0
%
or small deposit
  • Limited partnership model - Ministry worker and investor own units in Limited Partnership which owns the property.
  • Minister and investor determine length of agreement.
  • Minister responsible for rates, insurance, and maintenance.

We seek first to understand, then provide a solution that works for you

Our approach is people-centric rather than product-centric. This means we first work together to gain an understanding of you and your situation, and then help identify how we can best support you with our range of products. We’re also interested in developing ideas for new products—we’d love to hear from you.

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Not quite there yet? We’re ready to get you mortgage-ready

When it comes to assessing loans, banks tend to take a “yes-or-no” approach. Instead, we take a “no-to-yes” approach, where we will work with partner organisations to provide you with resources like debt consolidation, budgeting support, and financial education, helping get you mortgage-ready.

Contact us