At Christian Savings we've got you covered. We are New Zealand’s leading charitable deposit taker for ethical investments and lending. We’re 100% New Zealand-owned and committed to serving churches and community organisations that feed the poor, house the homeless, and protect the vulnerable. Our investment products are backed by first mortgages, and we have a proven track record and a 60+ year heritage in New Zealand. We're proud of our past performance having never experienced a loss on a loan*.
Investing with impact is becoming easier across asset classes like stocks and bonds, but without a cash option, significant potential impact is left on the table.
Stock selection and a limited investable universe control where investment goes.
Social bonds and ESG / Environmental bonds are already packaged for impact.
With Christian Savings, now you can round out your or your clients' portfolio with an ethical cash choice that makes a difference in New Zealand communities.
The best option if you want to earn a more predictable rate of interest over a period of time.
Your most flexible investment option.
Your investment goes towards building spaces for communities. From social housing to schools, mental health services to churches, stretching from the far north to the deep south of Aotearoa New Zealand.
First mortgages only, no cashflow or unsecured lending.
Capital adequacy and liquidity ratios maintained. Secured term deposits with Public Trust.
Experienced team protocols and comprehensive cyber-attack protection.
Audited bi-annually by RSM. Supervised by Public Trust. Quarterly returns submitted to RBNZ.
Considerable banking and finance sector experience.
Lending is geographically spread and distributed across multiple market segments.