Investment rates

Our current investment rates

Call and Term Deposits

5 year term deposit
Special Rate
4.3
%p.a
3 year term deposit
Special Rate
4.15
%p.a
2 year term deposit
Special Rate
4.7
%p.a
18 month term deposit
Special Rate
4.05
%p.a
12 month term deposit
Special Rate
4.05
%p.a
9 month term deposit
Special Rate
4.1
%p.a
6 month term deposit
Special Rate
4.15
%p.a
90 day term deposit
Special Rate
3.65
%p.a
60 day term deposit
Special Rate
3
%p.a
30 day term deposit
Special Rate
2.5
%p.a
Call ≥$50,000
Special Rate
2.25
%p.a
Call <$50,000
Special Rate
2
%p.a
Call <$20,000
Special Rate
1.75
%p.a

Charitable Deposits

12 month charitable deposit
4.05
%p.a
18 month charitable deposit
4.05
%p.a
2 year charitable deposit
4.7
%p.a
3 year charitable deposit
4.15
%p.a
5 year charitable deposit
4.3
%p.a

Funeral Deposits

Funeral deposit
4.1
%p.a

All rates are subject to change without notice.

Terms and Conditions:  If you have a maturing term deposit and would like to reinvest, please let our team know when providing maturing instructions. For all other terms and conditions, please refer to our Product Disclosure Statement here

Need more help with our rates and investment options?

Talk to one of our dedicated investment team. They’ll work with you to find the right solution.

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Ready to invest?

If you’ve decided you’d like to invest today, just click on the ‘Apply now’ button. If you would rather talk it through first, please choose an option that suits you.

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Interested in one of our other investment options?

Call & Term
Deposits

The best option if you want to earn a higher, more predictable rate of interest over a period of time. Decide how long you’d like to invest your savings, from 1 month to 5 years, then sit back and watch your money grow.

Learn more
Funeral Deposits

A dedicated investment account to help cover your funeral expenses that makes it easier for your loved ones while advancing the Kingdom of God. This option allows you to save at your own pace, contributing as often or as little as you like—all while earning interest on your savings.

Learn more
Charitable Deposits

Support a charity or church of your choice without having to donate any of your own money. Decide the term you’d like to invest for, and the interest earned on the deposit is donated to your nominated charity.

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© Christian Savings 1962-2025 | All Rights Reserved | Privacy Policy
Christian Savings Limited is registered as a Financial Service Provider under the Financial Service Providers (Registration and Dispute Resolution) Act 2008. Past performance is not a reliable indicator of future performance, and the fixed rates we offer could change in the future. Terms and conditions apply. Christian Savings Limited is the issuer. See our Product Disclosure Statement here.  Christian Savings Limited is not a registered bank under the Banking (Prudential Supervision) Act 1989 but is a licensed non-bank deposit taker under the Non-bank Deposit Takers Act 2013. Lending criteria, fees, and charges apply, and rates are subject to change.   
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